Still not doing it :(

So we still don't have a handle on anything financially. M has been off work sick for more than a year. Although she's getting paid, it's less than she was getting paid before. We're still squandering more money than we should, and therefore we're not paying everything we need to pay.

• Currently we're one month behind on rent, which is $1312
• We're up-to-date with our $422.47 car, but it'll be tough to make the next payment
• We're up-to-date with car and house insurance
• We're up-to-date with gas
• We're owe about $200 to hydro
• We have $900 in payday loans which is killing us because we can't afford to pay them off without reloaning :(
• Our phone / cable / internet / wireless is about $370 behind
• I have no idea how we're paying for gas and groceries for the next month

This all really sucks. I thought that for sure by now we'd be well on our way. I thought wrong.